Planning and Paying for the Disney Dream

In a recent chat with a client, she asked me the following questions about financing a Disney

vacation. As my client said, "Wow! This is GREAT information! I had no need to get this out there!" So, here it is - frequently asked questions about how to afford a Disney Vacation:

"I want to do a Disney vacation, but I just don't have a lot of money upfront [now] to put towards a future trip."
You don't have to pay for your vacation all at one time if you're booking in advance. There is a deposit to put down, but then you can make payments on your own schedule until the payment in full is due - that depends on the type of package you've arranged and if it's a resort or with Disney Cruise Line.

"If I don't pay for my vacation all at once, will there be finance or interest charges?"
No, not through Disney. Obviously, if you put a payment on your own personal credit card, you're bound by the agreements with your card; it all depends on your method of payment.  Disney allows Guests to pay just a deposit for trips that are booked in advance and you can pay over time on your own schedule. If you request a free, no-obligation quote, I can send you the details at that time. It all depends on when you book and for what resort or if it is for Disney Cruise Line.

"I've heard of ways to save up for a Disney Vacation - what do you know about that?"
There is a no-fee Disney Vacation Savings Plan that a lot of people have signed up to do. I recommend clients to take a look for themselves to see if it fits their family's needs:
What's most appealing to that plan is how you'll be eligible for a $20 Disney Gift Card for every $1000 you spend on qualified vacation purchases with your Disney Vacation Account prior to December 31, 2017 (date subject to extension), up to a total $500 in Disney Gift Card(s) per household. Check their link for the specifics.

"Do you know anywhere else can I save?"
There is a Disney Visa card that also has special perks available - zero percent financing (terms and conditions apply) and other members only advantages that would be worth looking into
And while I have not done it myself, there are Disney Gift Cards that vacationers like to purchase  discounted gift cards on websites such as and/or eBay. Some grocery stores sell Disney gift cards as well. These gift cards offer savings from 5% - 10% on average. I'd recommend a Google search for the latest deals on them -as you can also use these to pay for your Disney vacation.

"Great tips for saving, but don't you charge a fee?"
Absolutely NOT! My services as a travel agent for an authorized Disney Vacation Planning Service are completely, 100% free. I give you personalized service and know how and where to look for the best deals, apply promotions and make your dreams come true! Each Disney Vacation is different; there are thousands of ways to experience Disney. I take the time to listen to your hopes and Disney dreams and then customize a plan with premium tips and tricks tailored to your family! 

I can be reached via email or phone (212) 684-6566. Live chat is also available on this page; if I am in the office, you'll see the contact me button on the lower left corner of this webpage. I also have the online quote requests - resorts or cruises.  

Have a magical day!



  1. This is great information to have for a family on a budget looking to go to Disney! Thanks for sharing!

  2. Great information! I had no idea that Disney had this program. I am definitely going to share this with my husband.

  3. this is great!!! Ive been wanting to go to disney again but stay at the grand hotel.

  4. There are a lot of ways to save, this is simply a "short list"! :) Glad you found it helpful.